18 MOTOR VEHICLE LOANS
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-23 Jun-23 Sep-23 Dec-23  
           
  Motor Vehicle Loans (MVL) 425.577 441.992 465.125 480.300  
  Performing 393.460 410.342 434.586 451.962  
  Non-Performing 32.117 31.650 30.539 28.338  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 12,168.263 11,570.085 11,773.951 12,314.318  
  Total Non-Performing Loans (NPL) 422.430 403.036 407.717 415.173  
  MVL to TLP (%)                        3.50                        3.82                        3.95                        3.90  
  Non-Performing MVL to Total NPL (%)                        7.60                        7.85                        7.49                        6.83  
  Non-Performing MVL to TLP (%)                        0.26                        0.27                        0.26                        0.23  
  Non-Performing MVL to MVL (%)                        7.55                        7.16                        6.57                        5.90  
   
  Bank Proper  
  Motor Vehicle Loans (MVL) 335.644 348.114 367.467 380.136  
  Performing 308.734 321.882 342.231 357.336  
  Non-Performing 26.911 26.232 25.236 22.800  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 10,863.472 11,078.125 11,257.213 11,783.873  
  Total Non-Performing Loans (NPL) 351.510 370.913 374.272 379.796  
  MVL to TLP (%)                        3.09                        3.14                        3.26                        3.23  
  Non-Performing MVL to Total NPL (%)                        7.66                        7.07                        6.74                        6.00  
  Non-Performing MVL to TLP (%)                        0.25                        0.24                        0.22                        0.19  
  Non-Performing MVL to MVL (%)                        8.02                        7.54                        6.87                        6.00  
   
  Subsidiaries 1/  
  Motor Vehicle Loans (MVL) 89.933 93.878 97.658 100.164  
  Performing 84.726 88.460 92.355 94.626  
  Non-Performing 5.207 5.418 5.303 5.538  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 1,304.791 491.960 516.738 530.446  
  Total Non-Performing Loans (NPL) 70.920 32.123 33.445 35.377  
  MVL to TLP (%)                        6.89                     19.08                     18.90                     18.88  
  Non-Performing MVL to Total NPL (%)                        7.34                     16.87                     15.85                     15.65  
  Non-Performing MVL to TLP (%)                        0.40                        1.10                        1.03                        1.04  
  Non-Performing MVL to MVL (%)                        5.79                        5.77                        5.43                        5.53  
                     
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 March 2024